Personal Savings Account Options

If you’re here, it’s because you want to reach your goals and secure your future. And that’s what we had in mind when we designed our Personal Savings options. Each is ready to help you earn more, do more, and be more – and our solutions give you the flexibility to match how you save with why you save.

Discover the many ways you can save for your goals and call us if you need help selecting the account that’s right for you.

Ready to open a UTB Personal Savings Account? Open an Account Today.
NOTE: You will be redirected to an external site to complete the account application process. 

Personal Savings

• Save for any purpose while earning a competitive interest rate
• Monitor your savings with free electronic services
• Avoid a monthly charge with a minimum daily balance of $500 or more

Personal Lone Star Money Market

• Maximize earnings on your higher savings balance
• Tiered rates - higher balances earn higher rates
• Avoid a monthly charge with a minimum daily balance of $2500 or more
• No transaction limitations apply*
  

Certificates of Deposit (CDs)

• Enjoy guaranteed earnings at a competitive, fixed rate
• Reach any savings goal you set for yourself
• Wide range of terms available (1 month to 60 months)

Individual Retirement Accounts (IRAs)

• Save for retirement with special tax advantages**
• Earn competitive rates above standard savings rates
• No setup fees, monthly fees, or annual fees